These Terms & Conditions (“Terms”) govern your access to and use of the website of Cristemo (“Company”, “we”, “us”, or “our”), including any services offered on or through the website (the “Services”). By accessing the website or using our Services, you agree to be bound by these Terms.
You represent and warrant that you are at least 18 years of age or the legal age in your jurisdiction to form a binding contract, and that you agree to abide by all terms contained herein.
We provide credit repair, credit monitoring, and related financial services as described on our website. Results vary based on individual circumstances and we cannot guarantee any specific outcome. Claims such as “improving your credit by a certain number of points” depend on many factors.
You agree to:
Provide accurate and complete information as requested.
Cooperate with us by promptly providing documentation or access required.
Acknowledge that you understand that credit repair services take time, and you may not control all factors affecting your credit.
Be responsible for any third-party costs (e.g., fees for obtaining credit reports) unless otherwise agreed.
You agree to pay the fees associated with the Services as described at the time of enrollment. Unless otherwise specified, all payments are non-refundable except where required by applicable law. We may modify our fees and payment terms from time to time; any changes will apply to future billing.
If we offer a money-back guarantee, the specific terms and conditions governing eligibility will be provided separately. Such guarantees are subject to strict compliance with our process and your cooperation.
All content, design, images, text, logos and materials on the website are our property or that of our licensors and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.
You agree not to:
Use the Services for fraudulent or unlawful purposes.
Provide false, inaccurate or misleading information.
Disrupt, interfere with or attempt to gain unauthorized access to our systems or networks.
Violate any applicable law or regulation.
To the maximum extent permitted by law, neither we nor our affiliates, officers, employees or agents shall be liable for any indirect, incidental, special, consequential or punitive damages arising out of or relating to your use of our Services, even if we have been advised of the possibility of such damages. Our total liability to you for all claims arising under these Terms shall not exceed the amount you paid us for the Services.
Our Services are provided “as is” and “as available”. We make no warranties, express or implied, regarding fitness for a particular purpose, accuracy of results, or timeliness of services. We do not guarantee a specific improvement in your credit score. Your results depend on many factors beyond our control.
We may terminate or suspend your access to the Services for any reason (including breach of these Terms). You may cancel your Services in accordance with our cancellation policy. Termination will not relieve you of any payment obligations incurred prior to termination.
These Terms shall be governed by and construed in accordance with the laws of the State of Florida (or another jurisdiction you choose). Any dispute arising out of these Terms or relating to our Services shall be resolved through binding arbitration (or litigation) in the county of [Insert County], Florida. Each party hereby consents to the exclusive jurisdiction of the state or federal courts located in [Insert County] County, Florida.
We may revise these Terms at any time by posting a revised version on our website. The “Last Updated” date will indicate the version date. Your continued use of the website or Services after changes are posted constitutes acceptance of such changes.
These Terms, together with any additional terms or policies referenced herein (including the Privacy Policy), constitute the entire agreement between you and us concerning the Services and supersede all prior or contemporaneous communications and proposals.
If you have any questions about these Terms, please contact us at:
Email: info@cristemo.com
Phone: +1 (424) 544-3435
+1(424)544 3435